English, Article edition: Islamic banking: the case of Algeria Abdelhafid Benamraoui

User activity

Share to:
 
Bookmark: http://trove.nla.gov.au/version/9133
Physical Description
  • article
Language
  • English

Edition details

Title
  • Islamic banking: the case of Algeria
Author
  • Abdelhafid Benamraoui
Physical Description
  • article
Notes
  • Purpose – The purpose of this paper is to provide a detailed analysis of the Islamic banking in Algeria following the financial liberalisation initiated in the 1990?s. It seeks to examine the performance of the sole bank offering Islamic financial products in Algeria, Banque Al Baraka d'Algérie. The study also aims to analyse the methods adopted by the bank to improve the allocation of its financial resources and to boost its earnings. Design/​methodology/​approach – Interviews were conducted to learn about the performance and risks associated with Banque Al Baraka d'Algérie operations. All interviews were held one-to-one with each respondent in Algeria. Statistical data and financial ratio analyses are also used to support the arguments made in this study. Analyses are carried out on major factors affecting the bank operations. Findings – The study reveals four key findings: Banque Al Baraka d'Algérie offers only a few Islamic financial products to its customers; most of the instruments are geared towards short-term financing; the bank's overall performance has improved since its operations in Algeria; and credit risk remains the main obstacle facing the bank. Research limitations/​implications – This research uses a single country case study. The study also refers to the case of one Islamic bank with no competition from other Islamic finance providers. Practical implications – The analyses presented in this research can be used by policymakers and managers as a guide to developing the existing Islamic banking practices in Algeria. Originality/​value – The study makes a contribution to the literature on Islamic banking in Algeria. It is the first study to particularly investigate the issue of Islamic banking performance in Algeria. The findings achieved in this research will be of interest for practitioners and academics concerned with developments of the Algerian banking industry.
  • Algeria, Banking, Islam
  • RePEc:eme:imefpp:v:1:y:2008:i:2:p:113-131
Language
  • English
Contributed by
OAIster

Get this edition

  • Set up My libraries

    How do I set up "My libraries"?

    In order to set up a list of libraries that you have access to, you must first login or sign up. Then set up a personal list of libraries from your profile page by clicking on your user name at the top right of any screen.

  • All (1)
  • Unknown (1)
None of your libraries hold this item.
None of your libraries hold this item.
None of your libraries hold this item.
None of your libraries hold this item.
None of your libraries hold this item.
None of your libraries hold this item.
None of your libraries hold this item.
None of your libraries hold this item.

User activity


e.g. test cricket, Perth (WA), "Parkes, Henry"

Separate different tags with a comma. To include a comma in your tag, surround the tag with double quotes.

Be the first to add a tag for this edition

Be the first to add this to a list

Comments and reviews

What are comments? Add a comment

No user comments or reviews for this version

Add a comment