English, Article, Journal or magazine article edition: Cost and technical change: effects from bank deregulation David B. Humphrey

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Bookmark: http://trove.nla.gov.au/version/74563
Physical Description
  • preprint
Language
  • English

Edition details

Title
  • Cost and technical change: effects from bank deregulation
Author
  • David B. Humphrey
Physical Description
  • preprint
Notes
  • Banks were substantially deregulated during the 1980s. Interest costs rose faster than operating expenses (capital, labor) were reduced. As a result, measured technical change in banking was negative: it averaged -0.8% to -1.4% a year over 1977-88. Technical change was measured three different ways and for both equilibrium and disequilibrium factor input specifications. All three approaches--a standard time trend, an index approach, and shifts in cross-section cost functions--gave consistent results. These results were robust whether measured at the banking firm or office level, or at the cost frontier.
  • Bank supervision
  • RePEc:fip:fedrwp:90-05
Language
  • English
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