English, Article, Journal or magazine article edition: Health Insurance: Treatment vs. Compensation Asheim, Geir; Nilssen, Tore; Emblem, Anne Wenche

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Bookmark: http://trove.nla.gov.au/version/66341
Physical Description
  • preprint
Language
  • English

Edition details

Title
  • Health Insurance: Treatment vs. Compensation
Author
  • Asheim, Geir
  • Nilssen, Tore
  • Emblem, Anne Wenche
Physical Description
  • preprint
Notes
  • In this paper, we view health insurance as a combined hedge against the two consequences of falling ill: treatment expenditures and loss in income. We discuss how an individual’s ability when healthy affects her decision on whether to buy health insurance with treatment to full recovery if ill or with partial treatment combined with cash compensation for the resulting loss in income. We find that a highability individual demands full recovery and is fully insured, while a low-ability individual demands partial treatment and cash compensation and is only partly insured.
  • Health Insurance; Treatment; Compensation
  • RePEc:hhs:oslohe:2001_001
Language
  • English
Contributed by
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