English, Article, Journal or magazine article edition: Community-driven development and scaling-up of microfinance services Sharma, Manohar P.

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Bookmark: http://trove.nla.gov.au/version/60725
Physical Description
  • preprint
Language
  • English

Edition details

Title
  • Community-driven development and scaling-up of microfinance services
Author
  • Sharma, Manohar P.
Physical Description
  • preprint
Notes
  • "This case study examines the scaling-up experiences of two microfinance institutions: the Nirdhan Utthan Bank Limited (NUBL) in Nepal and the Self-Help Group (SHG)-Bank linkage program of the National Agricultural Bank for Agriculture and Rural Development (NABARD) in India. Both NUBL and NABARD groups use self-regulation (peer selection, peer monitoring, and peer enforcement of contracts) as key to gaining access to services not otherwise available to them.... The NABARD experience is government-led. NUBL, on the other hand, was established as an alternative to government action. In both cases, government policy in the form of mandatory "priority sector" credit played and continues to play a critical role in facilitating expansion. The subsidy content (explicit and implicit) of both NUBL and the NABARD program is quite high, and continued expansion of both programs is highly conditional on whether the policy regime of directed credit continues. Any change in this policy will deal a severe blow to both of these institutions." from Authors' Abstract
  • Microfinance ,Community participation ,Scaling up ,
  • RePEc:fpr:fcnddp:178
Language
  • English
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