English, Article edition: Deposit insurance and credit unions: an international perspective Kevin M.G. Hannafin; Donal G. McKillop

User activity

Share to:
 
Bookmark: http://trove.nla.gov.au/version/31359
Physical Description
  • article
Language
  • English

Edition details

Title
  • Deposit insurance and credit unions: an international perspective
Author
  • Kevin M.G. Hannafin
  • Donal G. McKillop
Physical Description
  • article
Notes
  • Purpose – The purpose of this paper is to explore why credit unions might need deposit insurance, how they might respond to its introduction and how this protection mechanism should be designed. The objective is to determine how successful the deposit insurance scheme has been in the context of Northern Ireland and whether it offers an alternative to the public provision of deposit insurance which appears to have been the model adopted by credit union movements elsewhere. Design/​methodology/​approach – As part of this analysis the paper considers the Northern Ireland experience where a subset of credit unions has been members of a private insurance arrangement since 1989. Findings – The deposit insurance mechanism did not cause a propensity for member credit unions to engage in risk shifting behaviour. The analysis suggests that at present a universal blueprint in deposit insurance design may well be unnecessary in combating risk shifting behaviour. Originality/​value – This paper helps to fill a gap in the banking and finance literature where the study of deposit insurance in the context of credit unions has been given little attention.
  • Credit unions, Insurance, Northern Ireland
  • RePEc:eme:jfrcpp:v:15:y:2007:i:1:p:42-62
Language
  • English
Contributed by
OAIster

Get this edition

  • Set up My libraries

    How do I set up "My libraries"?

    In order to set up a list of libraries that you have access to, you must first login or sign up. Then set up a personal list of libraries from your profile page by clicking on your user name at the top right of any screen.

  • All (1)
  • Unknown (1)
None of your libraries hold this item.
None of your libraries hold this item.
None of your libraries hold this item.
None of your libraries hold this item.
None of your libraries hold this item.
None of your libraries hold this item.
None of your libraries hold this item.
None of your libraries hold this item.

User activity


e.g. test cricket, Perth (WA), "Parkes, Henry"

Separate different tags with a comma. To include a comma in your tag, surround the tag with double quotes.

Be the first to add a tag for this edition

Be the first to add this to a list

Comments and reviews

What are comments? Add a comment

No user comments or reviews for this version

Add a comment