Loan Loss Provisioning and Economic Slowdowns : Too Much, Too Late? / Giovanni Majnoni Laeven, Luc

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Laeven, Luc
Loan loss reserves.; Bank reserves.; Banks and banking.
Most banks around the world delay provisioning for bad loans until it is too late, when cyclical downturns have already set in. The size and timing of loan loss provisions tend to improve with the level of economic development.
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