English, Article, Journal or magazine article edition: Private supplemental health insurance: retirees' demand Carine Franc; Marc Perronnin; Aurelie Pierre

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Bookmark: http://trove.nla.gov.au/version/202010
Physical Description
  • preprint
Language
  • English

Edition details

Title
  • Private supplemental health insurance: retirees' demand
Author
  • Carine Franc
  • Marc Perronnin
  • Aurelie Pierre
Physical Description
  • preprint
Notes
  • In France, private health insurance, that supplements public health insurance, is essential for access to health care. About 90% of the population is covered by a private contract and around half of them obtain their coverage through their employer. Considering the financial benefits associated with group contracts compared to individual contracts, we assume that the switching behaviors vary among different beneficiaries during the transition to retirement. Indeed, despite a 1989 law, the gap in premiums increases at retirement between group and individual contracts affords the opportunity to study the marginal price effect on switching behaviors. In this study, we consider the nature of the contract prior to retirement (compulsory or voluntary membership group contract and individual contract) as an indirect measure of the price effect. We focus on its role and check for a large number of individual characteristics that may influence the new retirees' health insurance demand.
  • private health insurance, retirement, switching behavior
  • RePEc:irh:wpaper:dt9
Language
  • English
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