English, Article edition: REGULATORY STRUCTURE, REGULATORY FAILURE, AND THE S& L DEBACLE RICHARD W. Nelson

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Physical Description
  • article
Language
  • English

Edition details

Title
  • REGULATORY STRUCTURE, REGULATORY FAILURE, AND THE S&​ L DEBACLE
Author
  • RICHARD W. Nelson
Physical Description
  • article
Notes
  • Widespread S &​ L failures during the 1980s required the federal government to spend over 100 billion dollars bailing out the deposit insurance fund. This paper interprets the S &​ L debacle as a regulatory failure. Review of the S &​ L debacle suggests that regulators failed to manage the deposit insurance system efficiently. But the regulatory agencies' structure appears to have played a secondary role in contributing to regulatory failure. Faced with the same incentives, objectives, and resources, regulators probably would have behaved similarly regardless of the regulatory structure. Copyright 1993 Western Economic Association International.
  • RePEc:bla:coecpo:v:11:y:1993:i:1:p:108-115
Language
  • English
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