English, Article edition: Pension Schemes: Limiting PAYG to Increase Savings? Florence Legros

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Physical Description
  • article
Language
  • English

Edition details

Title
  • Pension Schemes: Limiting PAYG to Increase Savings?
Author
  • Florence Legros
Physical Description
  • article
Notes
  • The introduction of a funded pension scheme to complement an existing payg scheme is often presented as a way of increasing savings. Indeed, agents expecting to benefit from a payg pension when they cease to work cut their retirement savings flows. But a comparison between countries with different retirement schemes contradicts this pattern. Nor does taking into account population structures explain per se the spread in savings between countries. This spread can only be justified by differences in expected returns or causes of uncertainty and a preference for the present. In continental Europe, the impact of pension scheme reforms on savings is thus uncertain.
  • demoeconomics; income; pensions; savings; behaviour of economic agents
  • RePEc:cii:cepill:2002-212
Language
  • English
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