English, Article, Journal or magazine article edition: Genetic testing and repulsion from chance Hoel, Michael; Iversen, Tor; Nilssen, Tore; ...

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Bookmark: http://trove.nla.gov.au/version/147918
Physical Description
  • preprint
Language
  • English

Edition details

Title
  • Genetic testing and repulsion from chance
Author
  • Hoel, Michael
  • Iversen, Tor
  • Nilssen, Tore
  • Vislie, Jon
Physical Description
  • preprint
Notes
  • A central theme in the international debate on genetic testing concerns the extent to which insurance companies should be allowed to use genetic information in their design of insurance contracts. This issue is analysed within a model with the following important feature: A person's well-being depends on the perceived probability of becoming ill in the future in a way that varies among individuals. The authors show that both tested high-risks and untested individuals are equally well off whether or not test results can be used by insurers. Individuals who test for being low-risks, on the other hand, are made worse off by not being able to verify this to insurers. This implies that verifiability dominates non-verifiability in an ex-ante sense.
  • Health insurance; isurance contracts; genetic testing; genetic information
  • RePEc:hhs:oslohe:2002_010
  • A central theme in the international debate on genetic testing concerns the extent to which insurance companies should be allowed to use genetic information in their design of insurance contracts. We analyze this issue within a model with the following important feature: A person’s well-being depends on the perceived probability of becoming ill in the future in a way that varies among individuals. We show that both tested high-risks and untested individuals are equally well off whether or not test results can be used by insurers. Individuals who test for being low-risks, on the other hand, are made worse off by not being able to verify this to insurers. This implies that verifiability dominates nonverifiability in an ex-ante sense.
  • Genetic testing; asymmetric information; insurance
  • RePEc:hhs:osloec:2003_020
Language
  • English
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