English, Article edition: Don't stop thinking about tomorrow: Individual differences in future self-continuity account for saving Hal Ersner-Hershfield; M. Tess Garton; Kacey Ballard; ...

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Physical Description
  • article
Language
  • English

Edition details

Title
  • Don't stop thinking about tomorrow: Individual differences in future self-continuity account for saving
Author
  • Hal Ersner-Hershfield
  • M. Tess Garton
  • Kacey Ballard
  • Gregory R. Samanez-Larkin
  • Brian Knutson
Physical Description
  • article
Notes
  • Some people find it more difficult to delay rewards than others. In three experiments, we tested a ``future self-continuity'' hypothesis that individual differences in the perception of one's present self as continuous with a future self would be associated with measures of saving in the laboratory and everyday life. Higher future self-continuity (assessed by a novel index) predicted reduced discounting of future rewards in a laboratory task, more matches in adjectival descriptions of present and future selves, and greater lifetime accumulation of financial assets (even after controlling for age and education). In addition to demonstrating the reliability and validity of the future self-continuity index, these findings are consistent with the notion that increased future self-continuity might promote saving for the future.
  • Intertemporal choice, temporal discounting, future self-continuity, saving behavior.
  • RePEc:jdm:journl:v:4:y:2009:i:4:p:280-286
Language
  • English
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